OPEN ALL 7 DAYS. 11 AM – 10 PM. 20-POINT CHECK ON EVERY USED PHONE. WARRANTY · BILL · BOX · ACCESSORIES. NEW · USED · EMI · EXCHANGE · REPAIRS. EKTA CHOWK, JABALPUR. 229,000+ ON INSTAGRAM.

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EMI · Shri Sai Mobile

Take it home today.
Pay it off in easy steps.

EMI on brand-new phones, and (this is the unusual bit) EMI on second-hand phones too. Same shop, same counter, same paperwork on the spot.

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10%
Minimum down payment
Rest on EMI
New phones · Used phones
Min. 10% down payment
How EMI works at the counter

Four steps.
One visit to Ekta Chowk.

The flow is the same for a brand-new phone and for a used one. No back-and-forth over days, no paperwork sent home.
  1. 01

    Pick your phone

    Walk in or WhatsApp us the model you want, new or used. We confirm today's price and which EMI plans apply to it.

  2. 02

    Pay 10% down

    A minimum 10% down payment locks the phone in. Pay by card, UPI or cash, whatever's easiest at the counter.

  3. 03

    Complete EMI setup

    Quick digital verification with our finance partner, done at the counter. ~15 minutes typical.

  4. 04

    Walk out with the phone

    Warranty, bill, box and original accessories: same as any purchase at the shop. Nothing about EMI changes what you take home.

The one number that matters upfront

10% down.
The rest, on EMI.

Ten percent of the price is all that's due at the counter. Everything else moves to instalments, set up the same day, at the same counter.
Down payment
10%
On every EMI purchase.
New or used.
The rules
  • Minimum 10% down payment on every EMI purchase.
  • Applies to both brand-new and second-hand phones.
  • Pay the down payment by card, UPI or cash.
  • The exact instalment plan is quoted at the counter; it depends on the phone you pick.
The EMI counter at Shri Sai Mobile, Ekta Chowk
Two kinds of phones · one EMI counter

New or used.
EMI works on both.

Most shops in Jabalpur will only put you on EMI for a brand-new phone. We do EMI on our second-hand stock too; every used phone already carries the shop's one-year warranty, so an instalment plan on top of that is a natural fit.
Brand-new phones

EMI on any brand we sell

Apple · Samsung · Vivo · Oppo · OnePlus · Xiaomi · Realme · Nothing · iQOO · Motorola
  • 10% down. Rest on EMI.
  • Manufacturer's warranty, sealed box, original accessories.
  • Tenures up to 24 months. Exact plan and charges quoted at the counter.
Second-hand phones

EMI on our used stock

Every used phone: 20-point check + 1-year shop warranty
  • 10% down. Rest on EMI.
  • Shop warranty, original bill, original box and accessories at handover.
  • Tenures up to 24 months, subject to the phone and finance partner check.
What to bring

A few documents.
That's the whole list.

EMI runs through a finance partner, so the paperwork is standard KYC. Bring the items below; anything extra a plan needs gets flagged at the counter before you sign.
  • Aadhaar cardFor KYC verification with the finance partner.
  • PAN cardRequired by the finance partner for every EMI account.
  • Bank account numberThe account for the EMI auto-debit. Passbook, cancelled cheque or a bank-app screenshot works.
  • Working phone numberFor OTP verification during setup, ideally the number linked to your Aadhaar or bank.
  • Digital verificationDone on the spot with our finance partner. ~15 minutes end to end.
Who qualifies

The short version.
Bring your ID · we'll check.

Eligibility is set by the finance partner, not the shop. Below is what generally applies; the exact rule for your case is checked live at the counter.
  • Eligibility is checked live through our finance partner's system at the counter.
  • Most phones we stock qualify; we'll confirm for your specific model on the spot.
  • Approval decision in ~15 minutes. No paperwork to take home and return.
  • If a plan doesn't go through: no obligation, no pressure. Pay upfront, exchange, or come back another day.

EMI questions,
straight answers.

  • What tenures are offered?

    Tenures up to 24 months. The exact set of instalment lengths depends on the phone and the finance partner. We'll show you every plan that applies to your phone at the counter before you decide.

  • What happens if I miss a payment?

    The finance partner handles collections and late fees per their own terms; those are printed on the plan you sign. If something is going wrong on your end, message us on WhatsApp early; we can help you talk to the partner and, in most cases, sort out a workable path.

  • Is EMI on a used phone the same as EMI on a new one?

    Same 10% down payment rule. Same finance-partner process at the counter. Tenures up to 24 months on both, though charges and the exact plan can differ because the phone value differs; confirmed for your specific phone at the counter.

  • What documents do I need?

    Aadhaar, PAN, your bank account number and a working phone number. Digital verification runs at the counter with the finance partner.

  • How long does approval take?

    ~15 minutes. Decisions are live at the counter through the finance partner's system. If it doesn't go through, no obligation.

  • Do I still get warranty on an EMI phone?

    Yes, exactly the same warranty as any other purchase. New phones: maker's warranty. Used phones: one-year shop warranty. EMI doesn't change any of that.

Check your EMI

Message us the model.
We'll quote the EMI.

Fastest way to know what you'll pay: WhatsApp the phone you're looking at. We reply with the down payment, the tenure options and any charges, all before you walk in.

Open all 7 days
11:00 AM – 10:00 PM

Ekta Chowk, Vijay Nagar, MR4, Jabalpur, MP - 482002

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A phone and bill being handed over at Shri Sai Mobile
10% down · rest on EMI
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